What’s the difference between being hospitalised on a general ward, a semi-private ward and a private ward?

In Switzerland, the difference lies in the accommodation and the doctors who will take care of you.

On a general ward, you will stay in a room with several beds (between two and eight), depending on availability. You cannot choose your medical practitioners (surgeon, obstetrician, etc.). In the case of public hospitals, the CHIS reimburses 100% of the costs associated with a stay on a general ward.

On a semi-private ward, you will stay in a room with two beds. You can choose your medical practitioners (surgeon, obstetrician, etc.), provided that they are recognised by the hospital or clinic. In the case of a public hospital or an approved private clinic, the costs of hospitalisation on a semi-private ward are reimbursed by the CHIS according to the General Rule.

The same conditions apply to hospitalisation on a private ward as to hospitalisation on a semi-private ward, but you will stay in a room with one bed and the room supplement will be entirely at your own expense.

Please note that, in a non-approved clinic, 80% of hospitalisation costs will be reimbursed, with no limit on the costs borne by the member (no FCA accumulation).